1836 Broadway Street, Paducah, KY 42001

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New Patients And Insurance

new patients and insuranceThese are two of the most commonly asked questions I get.  Are you taking new patients and what insurance do you accept.  Let us take these topics one at a time.

YES!  We are accepting new patients.  We will always be accepting new patients until we decide to not practice dentisry anymore.  There may be times when the waiting time is longer than others but we want to meet you and help you with any of your dental problems.  If you find out that the dentist you are seeing is not accepting new patients, beware.  It might be time lo go ahead and look for a new dentist.  That practice is slowing shutting down and will decrease its schedule and not be available for emergencies.  Go ahead and find someone you like and has hours convinient to you.  Bohle Family Dentistry has multiiple doctors on staff so our office is open Monday thru Saturday in case you need us.  Convinience rules the day and we do our best to be here.

new patients and insuranceInsurance is a completely different issue.  When I hear the question, what insurances do you take, it makes me chuckle.  I think you mean, do you take my insurance?  The last time I checked we had over 2500 different insurance plans in our database.  I don't think you want me to list all of those when you ask.  Yes, we accept all commercial dental insurances but the key question for you is whether we are in-network or not.  It will always cost you less to see an in-network provider.  There are many reasons we are in-network for some plans and not for others.  You might also find there are no area dentists that are in-network.  So, this is what we do for you.  Call us and tell us what dental plan you have and we will call the insurance company and find out your coverage.  Once your treatment is decided we will match your plan to the treatment and come up with our best estimate of what your plan will pay.  We do our best based on what the insurance tells us but are not always 100% correct.  This is usually because of the fine print they don't tell us about or the substitution of coverages.  Our insurance department works very hard to provide this service to you so that you may better budget your finances.  So the next time you have dental insurace questions, ask, "Do you accept my insurance?"

If you are interested in becoming a patient at Bohle Family Dentistry, click here or call 270-442-0256. Click here to find out about all our dental services. Visit our Google+ and YouTube pages.  #paducahkydentist 

By Dr. Charles Bohle
March 27, 2014
Category: FAQ's
Tags: Payment Plans   Financing  

One Frequently Asked Question by our patients is, "Do you offer a payment plan?"  At Bohle Family Dentistry, we want everyone to be able to afford whatever dental treatment they might need.  Because, everyone's financial situation is not the same, we try to offer several ways to be able to pay for your work.  Of course, all the traditional methods are available such as cash, personal check and multiple credit cards.  We also accept your insurace assignment and try as best as possible to find out in advance what your insurance company might cover and how much they might pay.  Certainly, this is always an estimate since trying to predict how an insurance company will act is always difficult. 

But what about those people who are unable to pay for the needed treatment in full as they receive it and don't even have insurance coverage.  For them it is harder to be able to afford what can be much needed treatment.  We offer CareCredit & Springstone Patient Financing payment plan options. We also work with a local Paducah company Heights Finance.  Using one of these companies will allow you to spread your payments out over a longer period of time, hopefully making it more affordable.  These companies typically offer a range of options for you to choose with different monthly payments depending on the length needed or interest rate.  Make sure you have a through understand of your contract before committing to a finance company.

Sometimes a patient will tell us they cannot afford their work.  It is important to look at all your options and to also know what the consequences of delaying treatment will be.  If a person needs a filling but delays that treatment, what might happen?  I promise you nothing good.  A cavity does not heal and always get larger and a larger cavity is more expensive than a smaller one.  Let's say you wait even longer, then that might get large enough that a filling will not fix it and it needs a crown or worse maybe a root canal.  Now you have turned a situation that might have been several hundred dollars and turned it into several thousand dollars.  Was that the best decision?  Not if you value your teeth and a healthly smile.

Do yourself a favor and get your needed dental work done as soon as possible.  You will not only then have better dental health but you will have saved yourself money and your bite, smile and looks.  Don't think just having all your teeth extracted is the simple way out.  The cost of all the extractions and the denture if spent when the problems were small would be much less and you have your teeth.

It is important to get your dental work completed.  It will save your teeth and your wallet.